Stop Overpaying for Software

A practical kit for finance pros who are too busy to chase
contracts — but can't afford not to.

The Problem: You Have No Leverage

SMB finance and procurement managers are often a team of one. There's no pricing benchmark data, no negotiation playbook, and no time to build one from scratch. The result? You're at the mercy of whatever a vendor quotes you — and most companies this size are paying 15–25% more than they need to.

The AI market is making this worse. AI-driven price increases are running 20–37% at renewal, far above the typical 3–9% annual uplift. Vendors are betting that small teams won't push back. This toolkit gives you the tools to prove them wrong.

Asset 1

Vendor Negotiation Email Scripts

Know exactly what to say — before you hit send.

Five ready-to-use email templates for the most common vendor conversations. Written to be direct, professional, and effective — no procurement experience required.

Why it matters: Most SMB teams don't negotiate because it feels awkward or they don't know what to say. Having a script removes the friction.

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Asset 2

10 Questions to Ask Before Signing a SaaS Contract

The questions your vendor doesn't want you asking.

A quick-reference checklist of the 10 most important questions to ask before signing any SaaS contract — covering pricing, terms, and the fine print that comes back to bite you later.

Why it matters: Most contracts are negotiable — but only if you know what to ask. The SMB penalty for bad contract terms compounds fast when you're growing.

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Asset 3

SaaS Spend Snapshot Spreadsheet

See everything you're paying for — in one place.

A ready-to-use spreadsheet template for cataloging every software subscription at your company. Designed for a solo finance pro or small team with no formal procurement system.

Why it matters: You can't push back on pricing if you don't know what you're paying. Most SMBs discover 2–3 tools they forgot they were paying for within the first 30 minutes of filling this out — and the visibility it creates is the foundation for every negotiation that follows.

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Drive savings and efficiency at any stage

Discover why hundreds of companies choose Tropic to gain visibility and control of their spend.