Tropic Introduces Buy Now Pay Later (BNPL) For SaaS

David Campbell
October 17, 2022
2 min read

We’re thrilled to announce our partnership with Tranch, a B2B Buy Now Pay Later (BNPL) provider that allows businesses to pay for their software on their own terms. Read our full press release here.

Why now?

In these uncertain economic times, we wanted to give our customers as much flexibility as possible in payment options and cash flow management. Cash is king, especially during this period of volatility, and this partnership will help the fast-growing businesses we serve exercise more control over their cash flow, and when it matters most. We want our customers to be able to continue fueling their business growth without compromising on the SaaS tools they need to get there.

The BNPL market continues to surge in popularity among consumers, and adoption among B2B customers is also building. By partnering with Tranch, our customers are able to break up their SaaS payments over time, opening up even more opportunities for improved cash flow on the path to growth and profitability. With software as a top three expense category for most companies, offering businesses the ability to pay on their own terms makes a lot of sense for our customers.

How it works

Tropic customers can submit invoices via Tranch, who will pay the supplier in full up-front. The customer can pay the balance over any term up to 12 months. Customers will not incur any Tropic fees for using the BNPL option and can offset their Tranch fees with discounts typically offered by suppliers for up-front payments. Customers simply connect bank accounts via Plaid to start instantly and receive credit approval that same day.  

As the B2B BNPL space continues to grow, we are excited about our partnership with Tranch and the flexibility it will offer our customers as they take control of their SaaS spend.

Stay tuned for more updates on how this partnership will provide businesses with the flexible payment options they need to maintain financial discipline.

To learn more, visit or email

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David Campbell
David Campbell is the CEO and Co-Founder of Tropic.

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